In everyday life, debt is too common. With this major financial crisis, we see many people around us experience debt problem. From students to common employees, less people is immune to all kind of debt. More and more people are trapped into the hole without any knowledge how to get out. The best defend from [...]

The credit card rate (APR) is the most publicized thing in the world of credit cards. Many people think that all they need to do is compare the credit card rate of various credit cards and just go for the one that is offering the lowest credit card rate. Is this wise?